You’ll have to charge over $75,000 a year on the new Chase Sapphire Reserve card to get the most out of it

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Genna Contino is the Smart Spending reporter on MarketWatch’s personal finance desk. She previously covered personal finance for CNBC as well as city hall for The Charlotte Observer in North Carolina. She graduated from the Craig Newmark Graduate School of Journalism at the City University of New York in 2024.